Welcome to Our Financing Department

Welcome to Waite Toyota's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

We are also eager to help you protect your vehicle. Waite Toyota has solutions such as Vehicle Service Agreements, Prepaid Maintenance Plans, Tire & Wheel Protection and Excess Wear & Use Protection.  

We can help you finance your car loan and protect your investment. You're just a step away from approved car financing!

Your privacy is important to us.

Waite Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Waite Toyota

18406 US Route 11
Directions Watertown, NY 13601

  • Sales: 315-788-6022
  • Service: 315-788-6022
  • Parts: 315-788-6022


  • Monday Closed for 4th of July
  • Tuesday 8:30am-6:00pm
  • Wednesday 8:30am-6:00pm
  • Thursday 8:30am-6:00pm
  • Friday 8:30am-6:00pm
  • Saturday Closed for 4th of July
  • Sunday Closed for 4th of July